"more than half of the people in the U.K either aren't saving at all or they aren't saving enough to give themselves the standard of living they hope for" ( The Money advice service)
How do you have your retirement planned?
As for myself, I never botherd with putting money in a pension, I opted instead to invest in buy to let properties. Last year the government put an additional 25% tax payable on the appreciation capital, but as the tax wasn't back-dated I am still ok.
I opted for Buy-to let as my pension because I can live comfortsbly on the property rentals, and then leave the properties to my son when I die.
Sadly I know the " organisation" is not sympathetic to the retirement plans of its members, but are you screwed or did you plan for a delayed Armegedon?
The Rebel.